Infinite: Global B2B Stablecoin Processor | Y Combinator

Global B2B Stablecoin Processor

Infinite is a stablecoin payment processor. We offer businesses turnkey APIs and SDKs to instantly move money anywhere in the world at a fraction of the cost of traditional solutions.

Active Founders

Nikhil Srinivasan

Founder/CEO

Cofounder and CEO of Infinite with Raj Lad. Previously platform product lead at Sardine and Coinbase (S12) via acq. Distributed Systems (F1).

Raj Lad

Founder/CTO

Cofounder and CTO at Infinite. Previously payments tech lead at Sardine where I launched the global stablecoin payments and credit risk workflow products.

Company Launches

♾️ Infinite: Global Stablecoin Payment Processor

TL;DR: Fast-track your stablecoin integration

Infinite makes it easy for developers to embed global stablecoin payment rails through a turnkey SDK. Our customers use us to move money cross-border on same-day with low fees, all without crypto complexity.

The problem

After talking to over hundreds of merchants and payment processors, we found that global payments are slow, expensive, and unreliable. Traditional financial rails such as SWIFT result in high fees and multi-day delays with little transparency on the state of their transfer. Yet companies, both big and small, struggle to adopt stablecoins due to complex compliance requirements and fragmented vendor integrations.

Our solution

We're building what merchants worldwide need: fast, affordable global payment rails that can be integrated in days instead of months. Infinite can process same-day payments to over 170 countries, enabling businesses to leverage stablecoins as a settlement network (a la SWIFT) for cross-border payments. Our network of on and off-ramps provides connectivity to local fiat funding and payout flows, enabling faster global money movement and our turnkey SDKs and APIs allow businesses to embed stablecoins into their applications faster. Today, our platform supports:

• Customer Bank to User Bank — US bank -> International bank (e.g., USA to LATAM), allowing businesses to send local currency payments with instant settlement to LATAM, Europe, Africa, and SEA
• Customer Bank to User Wallet — US bank -> user wallet, allowing businesses to send USD stablecoin payouts globally and instantly
• Customer Bank to User SDK — Embedded wallet and hosted links experience for payment beneficiaries to seamlessly receive and manage stablecoin payments without dealing with crypto complexity
• Treasury Management — Store balances in USD-denominated stablecoins earn a competitive yield and issue cards against wallet balances

Our wedge

We partner with early-stage to mid-market companies with global payments, contractor payouts, and treasury management workflows, including:

• Creator Economy – Creator payouts for platforms looking to reduce payment costs, increase successful delivery rates to their global creator base, and offer USD-based payout options
• Global Payroll – Global payroll platforms looking to increase coverage, streamline tax compliance, and move money faster.
• Logistics – Import/export payments for businesses struggling with slow settlement times and high fees in cross-border trade
• Marketplaces – Marketplace payouts for platforms needing to send frequent, low-cost payments to sellers and service providers worldwide
• Neobanks: Traditional banks for SMBs or neobanks in emerging markets looking to hold stablecoin-backed treasuries and remit globally
• Gaming – eSports and gaming audiences are increasingly global, and consumers demand instant off-ramping options in their local markets

About us

We’re building this platform to solve pain points we experienced building financial products at scale at companies like Sardine and Coinbase, where we learned about customers’ needs firsthand.

Ready for instant global payments that just work?

Book a demo here or reach out to us at founders@infinite.dev!

Company Info
Founded: 2024
Batch: Winter 2025
Team Size: 4
Status: Active
Location: San Francisco
Primary Partner: Brad Flora
Company website: infinite.dev
LinkedIn profile: infiniteinc
Crunchbase profile: infinite
Github profile: infiniteagents